KapiX

Know where
you stand.

KapiX is building three tools for being wiser with money: one to understand it, one to run a household by, and one to keep a small business’s books.

Lunas is the one you can use today. Free while in early testing, no card.

Lunas, the personal finance tracker

One idea, in three parts

Being wiser with money takes understanding it, keeping track of it, and — if you run something — knowing what the business actually made. Each of these takes one of those jobs, and none of them asks you to build a spreadsheet first. One is ready to use today; the other two say plainly that they are not.

What’s true of everything we build

  • One number, not a dashboard

    Anything we build answers the question you actually came with, in about three seconds. The charts can wait until you ask for them.

  • Your data stays yours

    Local-first, and no bank logins. Nothing we make will ask you to hand over your online banking credentials.

  • It says when it doesn't know

    A forecast we can't defend with the data we actually have is not a forecast. “Not enough yet” earns more trust than a confident guess.

  • Calm, never nagging

    No streaks, no badges, no telling you off for a bad week. Reminders are yours to switch on, not ours to push at you.

Start with today’s number

Lunas is free while we are in early testing, and it works on one device without an account if you would rather keep it that way.