KapiX
Know where
you stand.
KapiX is building three tools for being wiser with money: one to understand it, one to run a household by, and one to keep a small business’s books.
Lunas is the one you can use today. Free while in early testing, no card.
Good morning, Ben
Safe to spend today
$38.40
On track for the month
Could save this month
$600.00
Based on your plan
Spending left
$1,036.80
and still save 600
Today
- LunchFood8.50
- Bus fareTransport1.00
Lunas, the personal finance tracker
One idea, in three parts
Being wiser with money takes understanding it, keeping track of it, and — if you run something — knowing what the business actually made. Each of these takes one of those jobs, and none of them asks you to build a spreadsheet first. One is ready to use today; the other two say plainly that they are not.
Lunas
Arus
What’s true of everything we build
One number, not a dashboard
Anything we build answers the question you actually came with, in about three seconds. The charts can wait until you ask for them.
Your data stays yours
Local-first, and no bank logins. Nothing we make will ask you to hand over your online banking credentials.
It says when it doesn't know
A forecast we can't defend with the data we actually have is not a forecast. “Not enough yet” earns more trust than a confident guess.
Calm, never nagging
No streaks, no badges, no telling you off for a bad week. Reminders are yours to switch on, not ours to push at you.
Start with today’s number
Lunas is free while we are in early testing, and it works on one device without an account if you would rather keep it that way.








